Add in seconds
Amount first, then category. The keypad sits where your thumb already is, and your usual categories are one tap away.
See how it works
Money,madeobvious.
Lipi is the easiest way to track what you spend and stick to a budget. Log an expense in seconds, set limits that hold, and see your whole month at a glance.
9:41
AGood morningAsha
Spent this month
Rs 42,380
↓ 8% less than last monthEarned Rs 85,000
JulAugSep
Recent
See all ›
- LLunchFood · Today−Rs 450
- TTaxi homeTransport · Today−Rs 380
- GGroceriesGroceries · Today−Rs 2,140
Three habits. One app.
Go on. Log one.Track
Type the amount, pick a category, done. Recurring bills add themselves on Premium, so you only log what actually changes.
Budget
Give each category a monthly limit. Lipi keeps a running total and tells you when you’re getting close.
Review
At the end of the month, see where it went. One summary, one breakdown, no spreadsheet.
Go on. Log one.
This is the real flow, right here on the page. Tap the plus, type an amount, pick a category and save. Watch your month update.
- 1Tap +
- 2Type an amount
- 3Pick a category
- 4Save
That’s the whole habit. Ten seconds, a few times a day.
9:41
Spent this month
Rs 42,380
Budgets
FoodRs 7,200 of Rs 10,000
TransportRs 2,900 of Rs 4,000
ShoppingRs 4,100 of Rs 5,000
Recent
- LLunchFood · Today−Rs 450
- TTaxi homeTransport · Today−Rs 380
Expense
Rs 0
Built for the thirty seconds you actually have.
Budgets that hold
Set limits by category or trip, weekly to yearly. Every expense counts the moment you save, and an alert fires near the limit.
See how it works
See the month
Spent, earned and net for the month, plus a category breakdown. Widgets and AI assistants read the same numbers.
See how it works
Every account, one picture
Cash, bank, card, wallet, each in its own currency. Moving money between your own accounts isn’t spending, so totals stay honest.
See how it works
Coming from a spreadsheet?
Bring your history with you. Lipi reads a plain CSV file with the columns you probably already keep.
- 1
Download your sample
Lipi writes a sample file using your own account and category names, so you can see exactly what goes where.
- 2
Paste in your rows
Date, type, amount, account, category, note. Your existing column names are recognised as they are, no renaming needed.
- 3
Check, then import
Before anything is saved, see what’s ready, what you’ve already recorded and which line needs fixing. It imports all or nothing, so you never end up half-done.
Your money is your business.
Lipi makes money from one thing: people who choose to pay for it. Not from ads, and not from your data.
Privacy policyNo ads. Ever.
Nothing in Lipi is sponsored, and nothing you record is used to target you.
Never sold, never shared
We don’t sell or share your personal data with advertisers or data brokers.
No bank login
You add what you spend. Lipi never asks for your bank password.
Export anytime
Download everything you’ve recorded as CSV and JSON, whenever you want. Export is a Premium feature.
Delete anytime
Close your account whenever you like, and everything you recorded is erased within 30 days.
Works offline
Log expenses with no signal and have them sync when you’re back online.
Free. Or from USD 2 a month.
Free costs nothing. Premium is USD 3 a month, or USD 2 a month billed yearly (USD 24). Every new account gets 1 week of Premium free when you sign up, and a Premium code can add more. Prices only change with 30 days’ notice, and downgrading never deletes your data.
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Free
Everything you need to get your spending under control.
Free
- Unlimited transactions
- 5 custom categories (defaults included)
- 3 budgets, 2 accounts, 3 customizable widgets
- Monthly summary & category breakdown
- Track money lent and borrowed with people, with interest if you charge it, and share it with them
- Loan calculator: EMI, schedule and what-if prepayments
- 5 receipt attachments a month
- 5 auto bill-scans a month
- Invoices & clients: PDF, share links, payments, layouts
- Currency converter, rate history and rate alerts
- Light & dark mode
Premium
1 week freeFor people who run their whole financial life in one place.
USD 2/ month
Billed USD 24 a year
You are billed in USD. Amounts above are converted and rounded down.
- 1 week of Premium free when you sign up
- Everything in Free, unlimited
- Bank loans with EMI schedules, unlimited accounts & assets
- Invoices with your logo, colours and signature, no Lipi footer; recurring & scheduled
- All premium insights, including all future ones
- CSV import & export, backup & restore
- Unlimited attachments, 100 auto-scans a day
- Extra themes, urgent support
Install it like an app.
Lipi runs in your browser and installs to your home screen. There’s no app store and no big download, and it updates itself.
Open LipiiPhone & iPad
- 1Open app.lipi.com.np in Safari
- 2Tap the Share button
- 3Choose “Add to Home Screen”
Computer
- 1Open app.lipi.com.np in Chrome or Edge
- 2Click the install icon in the address bar
- 3Lipi opens in its own window
Questions, answered.
support@lipi.com.npIs Lipi really free?
The Free plan is free, with no time limit. Premium is USD 3 a month, or USD 2 a month billed yearly (USD 24). And every new account gets 1 week of Premium free when you sign up; a Premium code can add more. If prices ever change, you’ll hear at least 30 days ahead, and moving back to Free never deletes your data.
Do I need to connect my bank?
No. You record expenses and income yourself, or import them from a CSV file. Lipi never asks for your bank login.
Is my data safe?
Your data travels over encrypted connections, is only visible to your account, and is never sold or used for ads. You can export it or delete your account at any time. The privacy policy has the details.
Does it work offline?
Yes. Record expenses with no signal and Lipi syncs everything automatically when you’re back online.
Can I bring in my old spreadsheet?
Yes. Import transactions from a CSV file, and export everything back out whenever you like. Import & export are Premium features.
Which devices does it work on?
Any modern browser on phone, tablet or computer. Install it to your home screen and it opens like a regular app.
Shipping, in the open.
All updatesEvery Lipi feature, explained
- New feature catalogue at /features: every Lipi feature in one list, grouped by category, with what is free and what is Premium
- Each feature has its own page with screenshots, step-by-step use, rules and an FAQ
- New /llms.txt and /llms-full.txt so AI assistants can read what Lipi does and answer correctly
1 week of Premium, free, for new accounts
- New accounts now get 1 week of Premium free when they sign up, instead of 3 months
- A Premium code adds more on top: enter it in Settings under your plan
- Already got 3 months? Nothing changes: your free Premium runs to the date shown in Settings
- We remind you 2 days before a week of free Premium ends, never on the day you sign up
Currency page, free for everyone
- The currency converter, rate history and target-rate alerts are now free on every plan
- Free accounts no longer see a Premium prompt when a page loads
Start thismonth right.
Takes a minute to set up. Free to start, Premium from USD 2 a month if you want more.
Get started