Expense tracker · Budget planner
Money, made obvious.
Lipi is the easiest way to track what you spend and stick to a budget. Log an expense in seconds, set limits that hold, and see your whole month at a glance.
Get started freeInstall on your phone
Free to start. No card needed.
- Track expenses
- Plan budgets
- Every account
- Recurring bills
- Monthly reports
- CSV import & export
- Light & dark
- Works offline
How it works
Three habits. One app.
Track
Type the amount, pick a category, done. Recurring bills add themselves on Premium, so you only log what actually changes.
Budget
Give each category a monthly limit. Lipi keeps a running total and tells you when you’re getting close.
Review
At the end of the month, see where it went. One summary, one breakdown, no spreadsheet.
Inside Lipi
Built for the thirty seconds you actually have.
Add in seconds
Amount first, then category. The keypad sits where your thumb already is, and your usual categories are one tap away.
Budgets that hold
Set limits by category or trip, weekly to yearly. Every expense counts the moment you save, and an alert fires near the limit.
See the month
Spent, earned and net for the month, plus a category breakdown. Widgets and AI assistants read the same numbers.
Every account, one picture
Cash, bank, card, wallet, each in its own currency. Moving money between your own accounts isn’t spending, so totals stay honest.
Your data
Your money is your business.
Lipi makes money from one thing: people who choose to pay for it. Not from ads, and not from your data.
No ads. Ever.
Nothing in Lipi is sponsored, and nothing you record is used to target you.
Never sold, never shared
We don’t sell or share your personal data with advertisers or data brokers.
No bank login
You add what you spend. Lipi never asks for your bank password.
Export anytime
Download everything you’ve recorded as CSV and JSON, whenever you want. Export is a Premium feature.
Delete anytime
Close your account whenever you like, and everything you recorded is erased within 30 days.
Works offline
Log expenses with no signal and have them sync when you’re back online.
Pricing
Free. Or from USD 2 a month.
Free costs nothing. Premium is USD 3 a month, or USD 2 a month billed yearly (USD 24). Every new account gets 1 week of Premium free when you sign up, and a Premium code can add more. Prices only change with 30 days’ notice, and downgrading never deletes your data.
Free
Free
Everything you need to get your spending under control.
- Unlimited transactions
- 5 custom categories (defaults included)
- 3 budgets, 2 accounts, 3 customizable widgets
- Monthly summary & category breakdown
- Track money lent and borrowed with people, with interest if you charge it, and share it with them
- Loan calculator: EMI, schedule and what-if prepayments
- 5 receipt attachments a month
- 5 auto bill-scans a month
- Invoices & clients: PDF, share links, payments, layouts
- Currency converter, rate history and rate alerts
- Light & dark mode
Premium
USD 2 / month
Billed USD 24 a year
For people who run their whole financial life in one place.
- 1 week of Premium free when you sign up
- Everything in Free, unlimited
- Bank loans with EMI schedules, unlimited accounts & assets
- Invoices with your logo, colours and signature, no Lipi footer; recurring & scheduled
- All premium insights, including all future ones
- CSV import & export, backup & restore
- Unlimited attachments, 100 auto-scans a day
- Extra themes, urgent support
Install
Install it like an app.
Lipi runs in your browser and installs to your home screen. There’s no app store and no big download, and it updates itself.
iPhone & iPad
- Open app.lipi.com.np in Safari
- Tap the Share button
- Choose “Add to Home Screen”
Android
- Open app.lipi.com.np in Chrome
- Tap the ⋮ menu
- Choose “Install app”
Computer
- Open app.lipi.com.np in Chrome or Edge
- Click the install icon in the address bar
- Lipi opens in its own window
FAQ
Questions, answered.
Is Lipi really free?
The Free plan is free, with no time limit. Premium is USD 3 a month, or USD 2 a month billed yearly (USD 24). And every new account gets 1 week of Premium free when you sign up; a Premium code can add more. If prices ever change, you’ll hear at least 30 days ahead, and moving back to Free never deletes your data.
Do I need to connect my bank?
No. You record expenses and income yourself, or import them from a CSV file. Lipi never asks for your bank login.
Is my data safe?
Your data travels over encrypted connections, is only visible to your account, and is never sold or used for ads. You can export it or delete your account at any time. The privacy policy has the details.
Does it work offline?
Yes. Record expenses with no signal and Lipi syncs everything automatically when you’re back online.
Can I bring in my old spreadsheet?
Yes. Import transactions from a CSV file, and export everything back out whenever you like. Import & export are Premium features.
Which devices does it work on?
Any modern browser on phone, tablet or computer. Install it to your home screen and it opens like a regular app.
Start this month right.
Takes a minute to set up. Free to start, Premium from USD 2 a month if you want more.